Adam Coultish Mortgage Broker

Mortgage Broker Adam Coultish

Adam Coultish, Mortgage Broker in Prince Rupert, Terrace, Kitimat and Smithers BC can save you hundreds, if not, thousands of dollars on your mortgage payments.  We can do this by accessing your current mortgage situation, and recommending the best course of action to maximize your savings.

Check out the mortgage calculators!


17:30 17 Feb 22
This is the second time we’ve gone to Adam and his team for our mortgage. Both he and his team are always friendly and approachable and have gotten us the best rates by far! Mortgages aren’t easy to navigate the first time but Adam explained everything and made it much less of a headache for us. We highly recommend checking him and his team out. We won’t go anywhere else for our mortgages.
Steve OwensSteve Owens
01:04 17 Feb 22
I have dealt with Adam twice in the last year and both times were great. He is very knowledgeable, very motivated and makes himself available to help in any way that he can even after the deal is done. I would strongly recommend him if you are looking for a Mortgage Broker!
Simon HobsonSimon Hobson
05:54 03 Feb 22
I have been fortunate to work with Adam over the course of my investing life. I am an avid entrepreneur and investor myself, and enjoy dabbling in all kinds of "outside of the box" ways of thinking, financially speaking. If it's a mortgage you need...Adam's your guy. If it's knowledge, assurance, confidence and trust you need pertaining to a financial decision...Adam's your guy. Adam has a concrete foundation in business and real estate, and a large appetite for growth. Adam is so much more than a mortgage broker in this industry. Passion is what achieves success, and his passion invokes confidence with his clients. Don't be afraid to push the envelope when working with this broker, Adam's wealth of knowledge could steer you towards an affluent future.SDH Electric INC.
Michele BotelMichele Botel
02:23 24 Dec 21
Adam Coultish and his team, especially Melanie, were exceptional in getting us through the mortgage process and into an amazing turn-of-the-century home on the west coast of BC. Their availability to us in a time of great stress, uncertainty, RV living in hurricane force winds and torrential rainstorms - let's just say Dominion Lending went far above and beyond! And they got us a top notch mortgage and explained all the new regulations. From start to finish of their work with us, they felt like part of a team to get us out of the RV park and into a home. I have recommended Adam and his team to family and friends, and I recommend them to anyone who is entering the market as a homebuyer. I don't have many house pictures on this computer, although i will share this photo from our top floor overlooking the port of Prince Rupert. Thank you, Adam and Melanie!!

Mortgage Brokers Prince Rupert, Terrace, Kitimat & Smithers

If you’re looking to save more on your mortgage payments, or simply needing mortgage advice, a Mortgage Broker is your best source to do just that! Adam Coultish is recognized by Dominion Lending Centres as being Top 1% of Mortgage Brokers in all of Canada. With nearly a decade of experience and hundreds of families homeowners helped, no situation holds any surprises for Adam and his team.

Our Mortgage Brokers specializes in planning for your homeownership goals. Need a mortgage advisor, you are in the right place.

Dozens of Canada’s most competitive mortgage banks and lenders provide Domion Lending Centres’ Mortgage Brokers with their lowest interest rates, most flexible mortgage terms, and fastest approval services. Our Brokerage, being an extension of DLC, means that we are able to provide our clients with the same quality standards.

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About Adam


Being one of the company’s leading Mortgage Brokers since 2012, Adam has received numerous national recognitions including Top 35 Under 35 in Canada in 2017, and more recently, recognized as being Top 1% of Mortgage Brokers in all of Canada in 2021.

Committed to working with homeowners and creating solutions that make homeownership better, Adam thrives on the strategy behind mortgage planning.

However, aside from his unmatched work ethic, Adam is an extremely down to earth individual. Easy-going, approachable, friendly, and compassionate, Adam wants nothing more but to ensure that his clients are happy, and that their homeownership goals are met.

Away from work, Adam loves spending time with his family, especially his 2-year-old baby boy, Nova. Come in and say hi!

Download Adam’s My Mortgage Toolbox

Why Adam Coultish? Why a Broker?

Adam Coultish works as one of Canada’s leading Mortgage Brokers right here in Terrace, Prince Rupert & Kitimat BC. With over 10 years of experience working as a Licensed Mortgage Broker and over 16 years of homeownership, renovation, and rental property experience, Adam has closed over 1000 mortgages for families all across BC. Adam is also a residential and commercial real estate investor and also owns several businesses.

You can obtain a better overall mortgage, including the interest rate, when you have Adam arrange it all thoroughly and in a timely manner for you, at the right bank. This can save you hundreds, if not thousands of dollars over the next few years.

Think if Adam Coultish as your Mortgage Advisor, reducing the costs of your real estate – having each bank and private equity lender as an option available to you, but with the knowledge and experience to help you choose the right one..

It’s a lot of your money we’re talking about, and a lot of potential savings for you with just a little planning with Adam as your Mortgage Broker.

By assessing your current mortgage situation, your goals, and then recommending the best course of action – together we can maximize your savings, lower your costs, and show you some real cost savings progress.

Banks and other lenders make their best mortgage rates available through Dominion Lending Centres because we send them all so much business. Nearly $80,000,000,000.00 (Billion with a B) in 2021. So we’re sure to go to bat for you! With all the interest rate negotiating power possible.

We have all types of mortgages available because each bank as a resource at our disposal. Want to consolidate debts? Buy a new home? Maybe lower your interest rate right now? As your Mortgage Broker for the long term, Adam Coultish does have all the answers to your mortgage questions in one convenient place.

Adam’s mission… Save you a lot of money, way more time, and help set you up for success for the long term.



Buy A Property

Secure the best mortgage interest rates and the most flexible payment terms. We show you who’s got them, and also help you get approved.


Pay Off Debts

Your home’s equity can help save you thousands of dollars. Consolidate other high interest debts using the low mortgage rates of today. We can help put a plan in place in no time.


Renew Your Mortgage

Compare your options when you have the chance. Renewing your mortgage is simple. so let’s make sure you’re saving the most money in the right place.


Access Home Equity

We can layout the best options available to you if you’re looking to leverage your home equity today.

Why Use a Mortgage Broker?

Think of your Mortgage Broker as your financing Advisor, for all things mortgage and credit related. With daily updates from each bank and an open line of communication to their approval desks, Adam Coultish is aware of all the mortgage options available in the market today. Whether it’s the best a bank or credit union has to offer, or a private equity lender, your Mortgage Broker will outline exactly what your options are. And it’s worth the little bit of time it takes when you’re going to save several thousand dollars in interest. It’s one place to get all your mortgage answers and at no cost to you.

Banks pay Dominion Lending Centres so they can pay their Mortgage Brokers, so there is no cost to HomeOwners to work with Adam Coultish as your Mortgage Broker.

“A Great Rate Is Just The Beginning.”

Buying a new home has never been easier.

Purchase your new home with confidence and peace of mind as we guide you throughout the entire process. You’ll always know what to expect when you work with our team.

We stand behind our Pre-Approvals, which only take us a few hours to complete, and go house shopping worry free – your Realtor will love us too!

Once you’ve found your perfect home, we can get your approval fast – usually within the same day.

With our Mortgage Brokerage, you can expect a great interest rate and fast communication.

“Make Living A Little Easier.”

Pay off debts by consolidating – Refinance your home.

Your home’s equity is the best tool you have for paying off higher interest debts. Consolidate everything into one lower monthly payment.

Being in operation for nearly a decade, our mortgage brokerage has not only worked with numerous clients, but helped them overcome every financial obstacle imaginable. We can help you do the same.

You can take the money you’re saving with a new lower interest rate and pay off your mortgage faster.

You can also lengthen or lower your amortization period, change your payment frequency, or double-up your principle payments.

We specialize in putting a unique plan in place for you.

Plus More…


Working with our Mortgage Brokerage means buying a home, townhouse, condo, rental property, multi-family, or vacation home could not be easier. Senior Mortgage Broker, Adam Coultish, and his team have all the mortgage tools available to save you money and get the job done quickly.


Maximizing both earnings and savings helps you achieve your real estate goals. Adam Coultish, senior mortgage broker & owner of our brokerage, works with banks and lenders most favorable in using rental income to get your best mortgage option.

Self Employed

Many banks don’t understand that your cashflow is much more than you show on your taxes. Our Mortgage brokerage has all the mortgage options needed for a self employed homeowner. Let’s get you a mortgage!


Building a home is a big undertaking. Trust us, you want a financial partner working with you like your Mortgage Broker. Make sure your construction draws happen on time when you need them. Get the funds you need.


Property that contains a business, whether your own or a tenant, should have a mortgage that is optimized for cashflow, equity access, and interest savings. Mortgage Brokerage provides the best options for commercial financing by working directly with competing banks and lenders.

Download Adam’s My Mortgage Toolbox

Ready To Get Approved?

Our competitive and creative mortgage solutions help hundreds of families each year. Have Adam Coultish and his team take a look at your mortgage needs for solid advice and quick cost saving direction.

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About Adam
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Terrace Location

4648 Lakelse Ave Terrace, BC V8G 1R2